The Fraud Act 2006 came into effect on 15 January 2007. The Act creates a new general offence of fraud with three ways of committing it:

• Fraud by false representation
• Fraud by failing to disclose information, and
• Fraud by abuse of position

It also creates new offences:

• Obtaining services dishonestly
• Possessing, making and supplying articles for use in frauds
• Fraudulent trading applicable to non-corporate traders.

The Fraud Act 2006 and explanatory notes are available to download from the Office of Public Sector Information website.